In effectMLS RuleFlorida & Puerto Rico

Stellar MLS: Disclosure Requirements

Stellar MLS, which serves more than 80,000 subscribers across Florida and Puerto Rico, requires disclosure of virtually staged photos under its Article 04.04. The disclosure must appear in both the photo description and the public remarks.

What does Stellar MLS require?

  • Add the words "Virtually staged" in the photo description field and check the virtually-staged field
  • Begin the public remarks with the statement "One or more photo(s) was virtually staged"
  • Do not virtually stage photos of pre-construction or under-construction property

Who does it apply to?

Stellar MLS member agents and brokers, more than 80,000 subscribers across Florida and Puerto Rico.

Penalties & enforcement

Stellar MLS enforces Article 04.04 through its compliance department, which can levy a fine and remove non-compliant virtually staged photos.

How to stay compliant with Reel Estate

Reel Estate builds disclosure into export. It applies an AI-Generated label to your video, offers an MLS-ready export, and generates a disclosure package on export, where each AI-edited image gets a folder with the original, the labeled edited version, and a DISCLOSURE.txt, so you can attach the original and the disclosure your MLS requires. See AI disclosure compliance for the full workflow.

Source: Stellar MLS Photo Rules (Article 04.04)

Last updated 2026-06-14

This page is general information, not legal advice. Disclosure rules vary and change over time. Confirm the current requirements with the source above, your MLS, or qualified counsel before relying on this summary.

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Stellar MLS: Real Estate Disclosure Requirements (2026) | Reel Estate